More phone calls, less confusion, and a feeling that the dam is about to burst. This week, we need to find a Title Company to help us secure the last bit of the loan. With luck, we’ll be in the new place before our motorcycle trip to Sturgis in August. In the meantime, we have … Continue reading Rebuilding the Dream, Pt 75
Phone calls and more confusion. The loan provider won’t close on the loan until we have a serial number for the home. The builder can’t give us a serial number until we’ve secured the loan. Dilemmas. So, I asked our sales rep to chat with our case manager. The best they could come up with … Continue reading Rebuilding the Dream, Pt 74
Nothing happened on the home-building front this week. We received a new round of paperwork to sign, but that was all. We’re still in the planning, designing, and duck-gathering stage. I’ll reach out to our contractor this week and see where we stand. We expect another round of winter weather again this week, along with … Continue reading Rebuilding the Dream, Pt 73
All is quiet on the building front this week. We received a packet of updated paperwork and had to call our case manager because a name was misspelled. We learned a couple of things, so that’s good. Now we know that our home will, indeed, start with a serial number. And we know the size … Continue reading Rebuilding the Dream, Pt 72
Hallelujah! A tiny squeak to the right person at the right time can move mountains—or break logjams. This past week we received our approvals and building plans back from the state. The wheels are beginning to grind forward. Now we just need to hear back from our contractor. I’ll give him a day or so, … Continue reading Rebuilding the Dream, Pt 71
It has been 469 days since we lost our home, and we still have no move-in date in sight. Heck, we don’t even have a “start building” date. At the end of last week, First Reader and I combed through our printouts and found a page with some helpful contact numbers. We called the one … Continue reading Rebuilding the Dream, Pt 70
Still no movement on the house. Our sales rep and the builder are as frustrated as we are, judging by the email string. Our disaster loan case manager asked for the closing documents and the building permit. We can’t provide these things until we get approval from the state. Our building plans are bogged down … Continue reading Rebuilding the Dream, Pt 69
We talked with a loan officer this week about the latest loan modification. Our loan amount has been increased, which, of course, means higher payments. That should be okay as long as our rental is paid off sooner than later (it’s close). The next step should be getting a phone call from our case manager … Continue reading Rebuilding the Dream, Pt 68
We heard back from the loss verifier for our disaster loan this week. He sent our file off to the loan officer with recommendations for additional funds added to our loan amount to account for increased building costs. We agreed to forgo some funds for things that we don’t plan to take care of until … Continue reading Rebuilding the Dream, Pt 67
We took a few steps back this week. 🙄 Because the world has gotten more expensive, we needed to get another estimate for our home. So, I called our sales rep and asked for the requested numbers. I was a bit surprised when our plan came in lower than their requirements, and for a lesser … Continue reading Rebuilding the Dream, Pt 66
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